Revolutionizing financial services with AI. Empower efficiency, informed decision-making, and streamlined operations for accounting, banking, and investment professionals. Harness data-driven insights for enhanced performance, risk mitigation, and competitive advantage in the ever-evolving global economy.

About financialtone

Created for
  • Financial Analysts
  • Accountants and Auditors
  • Portfolio Managers
  • Financial Planners and Wealth
  • Advisors
  • Investment Bankers
  • Risk Managers
  • Corporate Executives
  • Human Resources Professionals
  • Real Estate Investors and Developers
  • Regulatory and Compliance Officers
  • Small Business Owners
  • Start-up Founders and
  • Entrepreneurs
  • Sustainability and CSR Managers
  • Procurement and Supply Chain
  • Managers
  • Economic and Market Researchers

Financialtone is a game-changing AI application for financial professionals. Designed to optimize efficiency and effectiveness in accounting, banking, financial planning, and investment management, it leverages cutting-edge technology to deliver actionable insights for better decision-making. With tools that address risk management, investment strategy, regulatory shifts, and more, Financialtone empowers users to navigate the complexities of the financial landscape and achieve outstanding results in a rapidly evolving global economy. Experience the future of finance with Financialtone.

financialtone application has robust collection of tools to cover most of your needs. Learn more about the tools below.

Evaluating Company Financial Performance

A comprehensive analysis of a company’s financial well-being using key financial ratios, followed by tailored suggestions for optimizing its results.

Optimizing Client Risk Profiles

Comprehensive assessment of a client’s risk preferences and financial objectives, followed by tailored advice for refining their investment strategy.

Streamlining Tax Strategies

Expert advice on fine-tuning a client’s tax approach by examining key financial aspects, with recommendations for maximizing overall financial outcomes.

Assessing Competitive Advantage

Comprehensive analysis of a company’s standing in its industry by examining crucial success factors, followed by strategic recommendations for growth and improvement.

Refining Capital Structure

Expert guidance on achieving an ideal capital structure by examining vital financial metrics, with recommendations to enhance the company’s overall performance.

Tailored Asset Allocation

Expert guidance on determining the ideal asset allocation for a client’s investment portfolio, based on personal financial goals and circumstances, to maximize returns.

Determining Borrower Reliability

Comprehensive analysis of a potential borrower’s creditworthiness, based on key financial and personal factors, to make informed lending decisions and minimize risk.

Strengthening Portfolio Resilience

Expert guidance on implementing robust risk management strategies for a company’s investment portfolio, aimed at enhancing stability and long-term performance.

Adapting to Rate Fluctuations

Comprehensive analysis of the effects of interest rate changes on a company’s financial position, with recommendations to enhance resilience and optimize performance.

Gauging Stock Appeal

Thorough evaluation of a company’s stock attractiveness for potential investors, based on key financial metrics and market factors, with suggestions for enhancing value.

Financial Performance Insights

Comprehensive analysis of a company’s financial health using crucial financial ratios, with strategic recommendations to enhance profitability and optimize results.

Enhancing Profitability with Pricing Strategy

Analyze a company’s pricing strategy and its impact on profitability and market share, providing suggestions for improvement in a table format.

Navigating Economic Downturns

Assess and optimize a company’s stability during recessions by analyzing resilience, revenue vulnerability, cost management, liquidity, and debt management strategies.

Enhancing Investment Portfolio Outcomes

In-depth evaluation of an investment portfolio’s performance, with recommendations for improvement based on critical financial metrics and comparisons.

Personalized Investment Guidance

Crafting a tailored investment strategy by considering individual preferences, goals, and financial situations, along with recommendations for performance enhancement.

Real Estate Investment Insights

In-depth analysis of a potential property investment’s impact on a client’s financial objectives, with tailored recommendations for maximizing returns and achieving goals.

Navigating Global Economics

Assessing the influence of worldwide economic trends on a company’s operations, with strategic advice for adapting to changing conditions and maintaining a competitive edge.

M&A Strategic Assessment

Comprehensive evaluation of the implications of a proposed merger or acquisition on a company’s market standing and financial performance, with insights for optimizing results.

Navigating Mergers & Acquisitions

Evaluate the effects of M&A activities on a company’s growth and risk profile by analyzing deal size, strategic alignment, financial and integration risks, and growth opportunities.

Mitigating Geopolitical Risks

Assess the influence of geopolitical events and trade policies on a company’s operations and finances by examining risks, policy impacts, supply chain vulnerability, currency fluctuations, and revenue exposure.

Navigating Economic Influences

Evaluation of key economic indicators and their effects on financial markets, with strategic insights to help companies adapt and prosper in dynamic conditions.

Uncovering M&A Opportunities

A methodical approach to identifying suitable merger and acquisition targets, based on key criteria, to strengthen the company’s position and enhance performance.

Boosting Supply Chain Performance

Comprehensive evaluation of a company’s supply chain management, identifying strengths and weaknesses, and offering targeted recommendations to optimize operations and results.

Embracing Technological Progress

Evaluating the influence of technological innovations on a company’s growth potential, with recommendations for leveraging opportunities and enhancing overall performance.

Ensuring Business Longevity

Comprehensive assessment of a company’s business model sustainability and long-term prospects, with strategic recommendations to fortify resilience and foster growth.

Boosting Production Efficiency

Thorough assessment of a company’s production process efficiency and its influence on product quality, offering targeted recommendations for improvement and value creation.

Optimizing Supply Chain Performance

Evaluate and refine a company’s supply chain strategy by examining supplier partnerships, inventory efficiency, lead times, risk mitigation, and sustainability practices.

Navigating Product Recalls

Assess the consequences of a product recall on a company’s reputation and finances by examining scope, cost, customer experience, brand perception, and financial repercussions.

Navigating Market Expansion

Evaluate the potential outcomes of a company’s entrance into a new market by examining market size, growth potential, entry strategy, competitive landscape, and cultural alignment.

Boosting R&D-Driven Growth

Assess the influence of a company’s R&D efforts on its innovation capabilities and growth potential by examining budget allocation, innovation success, patents, product development, and competitive edge.

Maximizing Digital Transformation

Assess a company’s digital transformation progress and its effects on operations, customer satisfaction, innovation, and competitive positioning by examining key performance indicators.

Navigating Regulatory Challenges

Understand the implications of new regulations on a company’s operations, profitability, and competitiveness by examining compliance, costs, reputation, and operational adjustments.

Navigating Regulatory Shifts

A thorough assessment of the effects of regulatory changes on a company’s operations, with strategic insights for adapting and maintaining a competitive edge in the market.

Strengthening Marketing Approaches

A thorough evaluation of a company’s marketing strategy, identifying areas of improvement and offering actionable recommendations for boosting performance and growth.

Enhancing CSR Effectiveness

Comprehensive analysis of a company’s CSR initiatives, pinpointing areas for improvement and recommending strategies to bolster overall impact and reputation.

Amplifying CSR Success

In-depth evaluation of a company’s CSR initiatives, focusing on key performance indicators and providing actionable insights for enhancing overall effectiveness and reputation.

Elevating Marketing Outcomes

Detailed analysis of a company’s marketing strategy’s effects on sales and brand reputation, with targeted recommendations for enhancing performance and impact.

Enhancing Customer Experience

In-depth evaluation of a company’s customer service quality and effectiveness, with actionable insights for strengthening customer relationships and driving business growth.

Enhancing Marketing Outcomes

Evaluate a company’s marketing strategy effectiveness by analyzing budget allocation, brand awareness, customer acquisition costs, campaign success, and advertising returns.

Empowering HR Excellence

In-depth analysis of a company’s human resource management strategies, identifying areas for improvement and offering actionable recommendations for boosting workforce satisfaction and productivity.

Enhancing Workplace Culture Impact

Explore the effect of company culture on employee productivity and engagement, and learn strategies to improve overall workplace experience and performance.

Managing Key Employee Departures

Assess the effects of a key employee’s departure on a company’s performance and stability by considering role significance, succession planning, knowledge retention, team dynamics, and replacement costs.

Tailoring Retirement Success

Expert guidance on crafting the ideal retirement savings strategy for a client, based on individual financial goals and circumstances, to secure a comfortable future.

Mitigating Cyber Attack Risks

Examine the implications of a cyber attack on a company’s data security, operations, reputation, and finances by evaluating security maturity, data risk, and potential disruptions.

Financial Analysis Report Template

Customizable template for financial analysis reporting.

M&A Due Diligence Guide

Comprehensive guide for merger and acquisition specialists.

AI-Driven Tax Optimization

AI-powered tax planning strategies for tax experts.

Financial Trivia

Solving financial-themed clues and riddles.

Profession-based Quiz

Answer this multiple choice training quiz.

Category-based Quiz

Play a quiz game based on the selected category.

Who is the Character?

You reply to queries. Based on your responses, the machine will determine the character you’re thinking of.

Get Started

Can’t decide what plan to choose? We’ve got you covered. We give you 20 request trials with all the financialtone Navigator features!

Business Bundles and Enterprise comprehensive plans are available.

financialtone Strategist
US$25 / Month
You can make unlimited requests using any tool
Multiple AI Expert Roles
Feedback for the AI Results
AI Teamwork
Results Summarise, Outline
AI Conversation
Results Translation
Comparing Country Attributes
Country Issue Handling
SDG Progress Comparison
Democracy Rankings Comparison
Economic Inequality Across Borders
Climate Change Rhetoric Analysis
Universal Basic Income Impacts
Political Inclusivity Strategies Assessment
Conflict Resolution Strategy Proposals
Policy Consequences Estimation
Geopolitical Risks Evaluation
Climate Mitigation Strategy Assessment
Balancing Growth and Well-Being
Sustainable Urban Planning Strategies
Government Response to Public Health Threats
Navigating Regulatory Challenges
Balancing Policy Priorities
Balancing Rights and Policy
Tackling Income Inequality
Strengthening Online Privacy
Evaluating Political Solutions
Balancing Immigration Policies
Targeting Urgent Issues
Reducing Polarization, Enhancing Dialogue
Media Bias and Credibility Analysis
Public Opinion Analysis
AI Ethics in Policymaking
Media, Transparency and Democracy
Facts on a Subject for Location
Exploring Related Sayings
Curated Historical Facts, Sayings, Memes and Quotes
Digital Democracy in Varying Contexts
Gaming for Political Education
Social Cohesion Strategies for Immigrants
Policies for Women's Empowerment
Cultural Diplomacy Success Stories
Nationalism vs Global Cooperation
Green Strategies and Ecotourism
Government, Innovation, and Equity
Combating Public Health Issues
Combating Corruption, Ensuring Transparency
Priorities and Consequences
Financial Analysis Report Template
M&A Due Diligence Guide
AI-Driven Tax Optimization
Marketing Trivia
Profession-based Quiz
Category-based Quiz
Who is the Character?
financialtone in actionRisk-Taming Rookie
Ella, a 25-year-old financial planner, just started working at a boutique investment firm. Using financialtone's "Optimizing Client Risk Profiles" tool, she confidently pitches personalized investment strategies to her clients. The AI feedback on the results helps her refine her approach, while the multiple expert opinions make her feel supported. The translated results allow her to reach out to international clients, and the chat feature lets her clarify doubts on-the-go.
financialtone in actionSeasoned Strategist
Mark, a 45-year-old CFO at a multinational corporation, is an expert in navigating economic influences. financialtone's tools, such as "Navigating Global Economics" and "Mitigating Geopolitical Risks," enable him to make informed decisions in a volatile market. He appreciates the summarised and outlined takeaways provided by the AI, and the expert storytelling allows him to communicate the insights effectively to his team.
financialtone in actionThe Marketing Marvel
Sophie, a 32-year-old marketing manager at a financial services startup, uses financialtone's "Elevating Marketing Outcomes" and "Enhancing Customer Experience" tools to boost her campaigns. With multiple experts replying to her questions, she gains insights into various strategies to target her audience. The AI chat feature and translated results help her connect with a diverse clientele, leading to increased success for her company.
financialtone in actionThe Supply Chain Savant
Carlos, a 38-year-old supply chain manager at a large manufacturing company, uses financialtone's "Boosting Supply Chain Performance" and "Optimizing Supply Chain Performance" tools to streamline his operations. Expert opinions and AI feedback empower him to tackle challenges and improve efficiency. Financialtone's summarised, outlined takeaways and chat feature make it easier for him to implement changes and measure their impact.
financialtone in actionM&A Mastermind
Victoria, a 50-year-old M&A consultant at a prestigious investment bank, harnesses the power of financialtone's "Uncovering M&A Opportunities" and "M&A Strategic Assessment" tools to identify lucrative deals. The multiple expert opinions help her evaluate potential targets, while AI feedback strengthens her decision-making. With the ability to translate results into various languages, Victoria confidently navigates international markets, securing her reputation as an M&A mastermind.


Curioustone result features
AI Model, AI Model, Experts Answer Creativity, Language


  • Please be aware: The results generated by GPT are computer-generated, are not always accurate and should be taken with caution. When you use AI, sometimes even a small mistake can have huge consequences. GPT is a language model trained on a large corpus of text and generates responses based on statistical patterns learned from that data. The responses are not necessarily based on facts or a true understanding of the topic, and may contain errors, biases, or inappropriate content. It is important to critically evaluate the results and use them only as a starting point for further research or discussion.
  • Our AI-powered applications only provide information for general informational purposes. We make no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the tools or the information, products, services, or related graphics contained on the tools for any purpose. Therefore, any reliance you place on such information is strictly at your own risk.
  • In no event shall we be liable for any loss or damage, including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising out of or in connection with the use of these tools.
  • By utilising these applications, you can link to websites that are not under our control. We have no control over the availability, nature, or content of these sites. The inclusion of links does not necessarily constitute a recommendation or an endorsement of the content they contain.
Last updated: 18/05/2023

Terms and Conditions

  Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the website (the “Service”) operated by CuriousTone (“us”, “we”, or “our”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.


When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of CuriousTone and its licensors.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by CuriousTone. CuriousTone has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that CuriousTone shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.


We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.


Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Australia without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us.

Last updated: 18/05/2023

Privacy policy

  CuriousTone (“us”, “we”, or “our”) operates the CuriousTone website (the “Service”).This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service. We will not use or share your information with anyone except as described in this Privacy Policy. We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at

Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:
  • Name
  • Email address
  • Address

Log Data

We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.


Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used. These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.


The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us.

Last updated: 18/05/2023

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What is a request?

Whenever you hit the OK, Send, Translate, Outline, Summarise, Takeaway and Implement Feedback, it’s a request.  Copy is not a request.


However, if the request is not replied to for any reason, it will not be subtracted from your remaining requests. 


API Key instructions

Create an openAI account and get an API


1. Go to 

2. Create an account

3. Click your profile icon at the top-right corner of the page and select “View API Keys”

4. Click “Create New Secret Key” to generate a new API key

5. Copy the API key and paste it into the field API Key in your signup form


If you have signed up for an application requiring no API Key, you can still send us your openAI API Key to remove the request restriction. 

Here is how:


1. Follow the instructions above and get the openAI API Key

2. In your app, click Support

3. Click “New Ticket” 

4. In the Subject, write “My API Key”

5. Paste your API Key in the Description area 

(make sure you paste the API Key that starts with sk- up to the last letter)

6. Choose the category “API Key”

7. Click Submit


Important: Please note that you can only view your API Key once on the openAI site. So if you missed copying it, you must create a new one. 


Available Requests

If your plan has a limited number of requests, then, there is a counter for them in the top left of your screen, where the control panel is. 


You can click on the Add button and buy more requests anytime. These added requests will last until you reach the end of your plan’s period. At the end of this period (a month or a year after your subscription), the requests start again, counting down from your plan’s total requests. For more requests, you can always upgrade to a higher plan (in your account – subscriptions) or contact us if there is no higher plan but you are looking for more requests.



The tools are divided into categories. There is a star icon next to each tool. Click the button to include it on the favourites list.



If you require support, click the button support and open a ticket.



We always appreciate your feedback. Please tell us what you like, what you don’t like and why. 



Your requests are answered by looking through the knowledge and experience of an expert. Choose the appropriate one for your request. You may check multiple ones if you think combined wisdom might be better.


Provide feedback on the result

Check the box to get feedback on the answer to your request. Then you may click the button Implement Feedback to get better results. 



There are mandatory fields marked with an asterisk and non-mandatory ones. There are samples of the possible inputs (placeholders) but feel free to test your ideas. 

In the Location field, you can place a country, a city, a continent or any combination of those. However, it is not sure that the results are necessarily restricted to this area, especially for small areas. When you localise the results, there is always a checkmark “Include results from the global market”. By checking this box, you get Global results in a separate section of your results. 



Check the square to get the opinions of all roles on your results. 



Here is where you get your answers. Please be patient. The results come as fast as the AI machine provides them. 


Outline, Summarise, Takeaway, Implement Feedback buttons

These buttons are pretty much self-explanatory. You get your answer outlined and summarised, you get the idea to be remembered (takeaway), or you get the provided feedback implemented in a new result.



When you click the Translate button, a popup window asks for the language you want the answer to be translated. Then, the screen splits and the translation is provided next to the original text.



Next to translate is the Copy button. Click this to copy into your clipboard the results area content.


Chat area – Send

Next to the results, there is a space where you can place a second request based on the results you got. Some tools do not currently support chat functions.

Chat examples: “Elaborate on #2”, “Write 5 more ideas”, “Rewrite the first paragraph”.

There is an x button next to your requests. Clicking this, you delete your request so the subsequent request will not consider it, or the translation will not exceed the word limit.


Enterprise plan

Contact us for an application customized version for your business. Extra features include:

  • Draw data from business data
  • Team members
  • Create projects
  • Save results


Limitations – Disclaimer

  • The answers provided are currently limited to ~3000 words. However, this limit will change in the near future.
  • Our AI-powered applications only provide information for general informational purposes. We make no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of the tools or the information, products, services, or related graphics contained on the tools for any purpose. Therefore, any reliance you place on such information is strictly at your own risk.
  • By utilising these applications, you can link to websites that are not under our control. We have no control over the availability, nature, or content of these sites. 
  • The inclusion of links does not necessarily constitute a recommendation or an endorsement of the content they contain.
  • In no event shall we be liable for any loss or damage, including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising out of or in connection with the use of these tools.
  • Every effort is made to maintain the applications’ proper operation. However, we will not be held liable for temporarily unavailable tools due to issues beyond our control.